For most homeowners storm damage is covered under homeowner’s insurance… Let us help you.
Our roofing construction expertise sets us apart with our team’s ability to accurately plan and manage projects.
Roof damage claims can be difficult to process for many policyholders because roof damage is often difficult to accurately assess. Insurance adjusters may attempt to attribute storm-related roof damage to preexisting factors or routine wear and tear. In some cases, new storm roof damage may exist but remain undetected for long periods due to the claim adjuster’s neglect to thoroughly investigate and evaluate the extent of damage.
Call A&T Roofing and Construction to help you assess your roof damage for an insurance claim. Most property insurance policies are not designed to cover routine wear and tear of your roof. Instead, policies aim to protect your investment from sudden and unforeseen roof damage. However, insurance providers all too frequently deny claim settlements for roof damage by incorrectly attributing sudden and unforeseen damage to pre-existing conditions or natural degradation.
Regardless of the exact circumstances and condition of your roof, it’s important to contact a roofing expert if you think your roof’s integrity might have been compromised by any of the following typically insured perils:
Or any Any other incident of accidental roof damage.
During a destructive storm, thunder, lightning, torrential rains, high winds or all of the above can occur. If hail is also present, your property can accrue extensive damage. Roof damage, window damage and destruction to structure siding commonly result from hailstorms. Despite this, hail damage claims are notoriously challenging to document and substantiate without the right approach and expertise.
Call A&T Roofing and Construction if you suspect hail damage to your roof. Our team has years of experience inspecting storm damaged homes, and we use cutting edge roofing and weather technology to substantiate hail damage claims on behalf of our clients. Our professionals will help you win the settlement you deserve, even in the case of a denied or underpaid hail claim by your insurance company.
It’s not uncommon for the independent claim adjuster from your insurance company to downplay hail damage, even if you were present during the hailstorm and can attest to its scale. We highly recommend that you proactively assess your property and look out for the following signs of hail damage to help with your claim:
Don't let your insurance company deny a claim due to “wear and tear” or some type of preventable maintenance issue. While that may the case for some claims, many times the denial was based off of a sloppy and quick investigation into hail damage. Always get a second opinion from an experienced contractor if your claim has been denied, delayed or underpaid.
When roofs are damaged by hail, it isn’t always obvious, making hail claims difficult to quantify since roof systems may appear undisturbed. To the untrained eye, these impacts may be imperceptible, making it all too easy for your insurance company to deny or dismiss your hail damage claim.
An experienced roofer can better assess damage that may compromise the integrity of the underlying roof system. The roof damage resulting from hailstorms may ultimately become obvious, but if too much time has passed since the original damage took place, it can be challenging to link your hail claim to the original storm.
If you suspect that your home or business may have hail damage, call A & T ROOFING AND CONSTRUCTION to get a professional second opinion.